Save Now or Spend Later How to Shop for Engagement Rings

You may not really be thinking about it right now, but just between you and me, this is the time to start saving for that special little something you are going to have to buy soon. I'm not talking about Christmas presents, either. Soon enough it is going to be time for you to start shopping for engagement rings. The two of you may not have even had "the talk" yet about what your future holds, but you two have been together long enough for each of you to know that this is what you want. You both see a future together and so now it really is only a matter of when does everything start to happen. All of that rests on you. You're the one who bends the knee and pops the question, so you have an awful lot of responsibility to handle. Problem is, she's probably thinking the same things you are, so what are you going to do if she starts dropping hints that now is starting to look like a pretty good time to ask her?

I know that you are thinking now is the worst time to save, since soon you will have to be spending money on Christmas presents. Let me explain to you why this is the best time. You, if you are like most guys, haven't started shopping for Christmas yet, and probably won't for several months. This is when you pay a visit to the professional jeweler in your area to see what kind of selection is out there. You are probably going into this blind, with only a vague idea of just how expensive fine jewelry is. You can't start saving if you don't know how much you need to be saving. You go now, you see the styles that you like in the price range that is affordable to you and you start saving now.

No, you don't need that money for Christmas gifts. That is part of the budget plan that you make. Looking to the future, knowing what else you will have to spend money on, be sure that you can live within your means so you can handle everything else. The question is, can you handle that? Some people, when they have a lot of money in savings, can't help but spend it. Even if they know it is for something as important as shopping for engagement rings, it's too tempting. That is why you can always reverse it and talk to your jeweler about the financing plans they offer. You can work your budget so the amount you are paying each month is equal to the amount you planned on saving.

Author Bio
Alvin Ke Adams is a freelancer and writer with extensive knowledge about Affordable Engagement Rings and specializing in a variety of consumer jewelry products including Certified Loose Diamonds. Rate this Article

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Alvin Ke Adams has published 13 articles. Article submitted on September 04, 2013. Word count: 445

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